Unbiased advice on health and life insurance for your family, clear, honest and on your side. No spam, no pressure, just clarity.
IRDAI registered insurance agent · Your data is never sold
Your free insurance review
100% freeCompare the right plans across our partner insurers, ranked by what actually matters: claims, coverage and value.
Cover hospitalisation, day-care and critical illness without the jargon. We match you to a plan that actually pays when it matters.
Protect your family's future with ₹1 crore+ cover for the price of a daily coffee. Unbiased comparisons, zero pressure.
A young family buys the cheapest ₹10 lakh health plan online, same cover, lower premium, so why pay more? Two years later a ₹4 lakh hospital bill settles at just ₹2.2 lakh. A room-rent limit they never knew about had scaled down the entire claim. We read those clauses before you buy, so the number on your policy is the number you actually get.
Someone proudly holds a ₹25 lakh term plan bought years ago. Since then his income has doubled, a second child has arrived, and a home loan sits on the books, ₹25 lakh wouldn't even clear the loan, let alone protect the family. We recalculated from what his family actually needs, and topped the cover up to where it should be.
A reimbursement claim comes back rejected, a discharge summary that didn't state the diagnosis clearly enough. For most people, that's where it ends. Our team had the hospital reissue the document, re-filed the claim, and it was paid in full. A rejection is usually a fixable gap, not a full stop.
Illustrative of situations we see often. Your policy and your claim are specific to you, we'll walk you through your own.
We earn the same whichever plan you pick, so our only job is to get you the right one.
Talk to IRDAI-certified advisors who get paid to help you, not to push a product. No call-centre scripts, no endless follow-ups.
From shortlisting to medicals to policy issuance, we stay with you end-to-end so nothing falls through the cracks.
When you need to claim, our team helps you file, follow up and get paid, for as long as you hold the policy.
As an IRDAI registered agent, we place your policy with one of the insurers below, and we'll always tell you which of them fits you best.
Life insurance
Health insurance
All are IRDAI-registered insurers. The insurance contract is between you and the insurer you choose, we advise, arrange and support your claim.
“I had a very good experience with Insubees while buying health insurance for the first time. The team was patient, clear and supportive, helping me understand the process, compare the right policy options and complete everything smoothly. Thanks to Simbu for the guidance and support throughout. Truly a reassuring experience, and I would happily recommend Insubees.”
“I had a very good experience with Insubees during my portability from HDFC to ICICI Lombard. They not only made the process smooth, but also helped me increase my cover to double the amount. The team supported me from start to end and ensured the transition was hassle-free. I'm really happy with the service and would definitely recommend Insubees.”
“Insubees helped me understand the real importance of term insurance and guided me to choose the right coverage based on my income and future needs. They also explained how inflation should be considered while deciding the cover amount. The advice was clear, practical and very useful. I'm really happy with the support I received.”
No. Our advisory for individuals is free, we earn a standard commission from insurers, the same whichever plan you choose, so our advice stays unbiased.
We're authorised to place business with Tata AIA Life and Axis Max Life for life cover, and ICICI Lombard, Tata AIG, Care Health Insurance, Niva Bupa and Manipal Cigna for health cover. We compare their plans on claim record, coverage and price, not on what pays us more.
It's our separate product for insurance agents: auto-branded marketing creatives, a lightweight CRM and one-tap sharing. You can sign in at app.insubees.com.
Yes. Lifetime claims support is included. Our team helps you file, follow up and resolve claims for as long as you hold the policy.
We use your information only to advise and service your policy. We never sell your data, and we follow IRDAI guidelines on customer information.
Book a free, no-obligation call with an Insubees advisor. We'll help you understand exactly what you need, and nothing you don't.