Most people click renew and move on. It's the one moment each year you can fix your cover, so let's spend five minutes checking it still fits before you pay.
A renewal is the one moment you can change things. We check whether your cover still matches your life, a new baby, a bigger loan, a parent to insure.
Miss the date and your policy lapses, waiting periods can restart and pre-existing conditions get re-examined. We track your dates so that never happens.
Unhappy with your insurer? Portability lets you carry forward the waiting periods you've already completed. We handle the switch.
Tell us which policy is due and we'll come back with your options, including whether staying put is the right call.
Most policies have a short grace period in which you can still pay and keep everything intact. Miss that and the policy lapses, waiting periods can restart and any conditions that developed may be treated as pre-existing. Message us early and we'll make sure it doesn't come to that.
Yes, renewal is the natural moment to raise your sum insured or add a member. Depending on the increase, the insurer may ask a few health questions. We'll tell you what to expect before you commit.
Yes, that's what portability is for. Apply well before your renewal date (usually at least 45 days ahead) and you carry forward the waiting periods you've already served. We manage the paperwork.
No. You're free to renew through us even if you bought elsewhere, and you'll get our claims support from then on.
Not a rupee. Premiums are set by the insurer, and our advice is free. We earn the same standard commission whichever plan you renew into, which is why we'll happily tell you if your current one is fine as it is.